February is Love Insurance Month — but it’s not about romance. It’s about responsibility. If you have a family depending on you, protection planning is one of the most loving decisions you can make.

Curious about IULs? This blog breaks down what an Indexed Universal Life policy really is, how it works, and why more people are using them to build wealth and protect their future. If you’ve only heard about 401(k)s and IRAs, it’s time to explore the strategy the wealthy have used for decades — and how it might work for you too.